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How to Make an Extra £500 Before Christmas

August 31, 2020 No Comments
How to make an extra £500 before Christmas

This post may contain affiliate links, which means if you click through to a website from a link found here on my blog and register or purchase something, I may get a commission at no extra cost to you. 

Us Brits spend an average of £512 on gifts every Christmas – and with most of this being spent on credit cards, it leaves us with a debt-hangover that follows us well into the New Year. However, this is just on a normal year – and we all know, 2020 is not a normal year.

Instead, opinions seem to suggest that this year, we’re going BIG. We’re going to spend more on gifts, more on decorations, more on food – all in the hopes of making up for the craziness of the year gone by.

However, it’s now more important than ever to protect your savings and avoid any unnecessary debt, and that’s why this year, I’m looking to help you all cashflow your Christmas, and enable you to start 2021 without any festive-debt – leaving your savings completely untouched!

The below are things we can all do – starting from today – but I’ve also put together an eBook of 50 (well, 51 truth be told) Side Hustles You Can Start Today, which you can download at the bottom of this post.

Now, lets all side hustle our way to a debt-free Christmas!

eBay/Facebook Marketplace

Oh eBay, you’ll always be a go-to of mine for relatively-quick cash. When I moved house in March, it took one van and seven (SEVEN!!!) car loads to transport all of our things as a household of two. Since then, I’ve been drastically trying to declutter and have made a promise to myself that next time we move, it won’t require this much removal!

However, the good thing is that by decluttering, I’ll be able to increase the amount of listings I have on eBay, and slowly build my Christmas pot – win win! Scour your house for any items you no longer love, but are still in great condition. Check what similar items sell for on eBay, and get that item listed!

If you have any larger items you’re keen to sell, I’d recommend uploading them to Facebook Marketplace as it avoids having to deal with postage. Just be aware you’ll likely have more timewasters than you would on eBay, and it’ll be a little more admin heavy with lots of questions/hagglers coming your way.

Total: Approx £100

Matched Betting**

Matched Betting is where we take advantage of offers and promotions on gambling websites by betting on both outcomes using a bookmaker (to bet FOR an outcome), and a betting exchange (to bet AGAINST an outcome) – so we always win.

As somebody who is not typically process-minded, I’d totally recommend signing up with Profit Accumulator to guide you through every offer – their software walks you through literally every single promotion, telling you what to do when, along with telling you how much money you’ll make on each one.

With matched betting, the more money you have behind you, the quicker you can make more money. However, it is possible to start with very little, and I personally would recommend signing up to Profit Accumulator’s free trial, which should net you about £40 – you can then walk away with the cash if it’s not for you, or reinvest the cash into more offers to keep growing that pot.

To read my full post on how I made an extra £500 in one month through matched betting, head here.

Disclaimer: I am an affiliate of Profit Accumulator, meaning I make a small commission if you sign up to their software. However, my views and posts are completely unbiased, and I would never recommend a product I don’t use regularly.

Total: Approx £300 (based on a conservative £75 per month)

** If you are currently trying to stay away from gambling, or find betting to be any way triggering, I’d recommend sticking with the other suggestions on this post – it’s just not worth it.


I used to think I hated survey sites. The ones I’d tried previously involved going all the way through a survey (sometimes taking up to half an hour of my time), before entering in my demographics at the end, and being told they don’t match the researchers’ target audience and I would not be being paid for any of my efforts.

This is where Prolific have broken the mould – when you sign up, you enter in your demographic details and your surveys are all hand-picked based on where you ‘fit’, and what the researchers are looking for. However, these surveys are also seen by others on the website that match the target demographics of any survey, and with them all having a participant limit, you need to be quick!

It’s worth being aware that most surveys can only be done via laptop, so whilst you can reserve on your phone, you’ll need access to a computer or laptop to complete the study and get your cash.

There is also the Prolific Assistant Chrome Extension which I’ve heard can be quite a reliable add-on to your browsing tab, alerting you when a new survey arrives so you don’t need to keep the window open at all times. However, I have yet to personally try this out, so couldn’t comment for definite.

Payments are varied depending on length of survey and what the researchers are paying, but you can cash out once you hit £5. Some days they’re few and far between, other days, there are a lot more listed, but to give you an idea, in my first month using Prolific, I made £48.21.

Total: Approx £80

Research & Focus Groups

This one is very much a case of luck of the draw, but it’s well worth exploring. I recently signed up to one of Research Opinions’ focus group sessions, and I made £45 for two hours of giving my opinion on local Government reform proposals. It sounds dry, but there are so many different kinds of topics covered and I’m sure there’ll be at least one of interest to you.

There are a number of different Focus Group and Research companies around, and here are a handful that I’m aware of:

Research Opinions

Take Part in Research



It’s well worth visiting each website to see if there are any available opportunities that are both relevant and of interest to you (and ideally are paying enough to make it worth your time), and you can then apply for said opportunity. You often won’t hear back, and it’s worth applying for as many as you can to increase your chances of being invited to take part, but when you do, it’s so worth it.

Realistically I wouldn’t say it has regular income potential like the other opportunities listed above, but hey, it’s still a bit of pocket money if you’re selected!

Total: An optimistic £50 (based on frequency of opportunities becoming available)

So there you have it – trying out the above side hustles could net you an extra £500 in time to have the best Christmas yet (totally debt-free!)

And it’s not only the above that could help you reach the target – I’ve written a whole eBook dedicated to 50 Side Hustles You Can Start Today, which you can get for free by signing up to my email list below.


I’m so passionate about us all having the best, debt-free Christmas we can this year, and I hope the above has given you some ideas. Please keep me up to date with how you’re getting on over on Instagram or in the comments – I’d love to hear from you!

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Steph at Funding Her Freedom


Funding Her Freedom shows you how to make more money, save more money, and become financially free. If you'd like to get in touch, shoot me an email on Looking forward to connecting! Read More


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